What is a cash advance?
A cash advance is a loan that you can get quickly and easily because it’s designed to be used for emergency cash. The “payday” in cash advance refers to how the loan is paid back. That is, you pay back the loan on your next payday.
How does a cash advance work?
The application is done online, with a quick follow-up phone call to confirm your information and discuss the terms of the loan. Then your loan is deposited into your bank account. It’s very simple!
How do I qualify?
You must be currently employed, and have direct deposit. You supply us with the required info about yourself on an online application, and we’ll call you to confirm the details. There is no faxing involved. This is why we’re the fastest cash advance lending service online.
How much cash can I get?
This depends on your income. Loans are offered beginning at $200 and up to $500.
What are the costs?
It’s free to fill out the application. Once you are approved, and you accept the loan, you will be charged a small fee based on the amount of your loan. You’ll know exactly what the fee is, and you’ll have the opportunity to accept the fee before the loan process continues.
How long does it take to get cash?
Once the loan agent has been able to contact you by telephone and discuss your loan terms, your loan is on its way. Sometimes it’s as little as one hour.
How do I get the cash?
The loan is deposited into your savings or checking account, whose account numbers you supply to us during the application process. You simply go to your bank and withdraw the funds, once the loan has been direct deposited.
When is the loan due?
Payment due 14 days after you receive the loan. Re-payment occurs in a similar fashion to the way the loan was received: it’s deducted from your bank account electronically. Your minimum payment will be taken out of your account automatically when your 14-day period is up. You also have the option to extend the loan for up to 31 days from the time it was received by you.
What about privacy and security?
We use the highest level of website security technology so that the information you provide on your cash advance application will be transmitted safely and securely.
Your Personal Information
In considering you for a cash advance, we collect the following information about you:
Data that you supply on your online application
Your history of cash advance transactions
Basic information from a consumer reporting agency.
Only the people who process your loan are granted access to your personal information. There are many safeguards in place to protect your information from outside parties.